Terms of Use & Disclaimer

Please read these Terms of Use ("Terms") carefully before using CashOutEstimator.com (the "Site"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

1. No Financial, Legal, or Tax Advice

Structured settlement transactions are complex, legally governed financial decisions. The lump sum amounts estimated by our calculator are illustrative approximations based on the present value formula — they are not offers, guarantees, or predictions of what any buyer will actually pay. Actual offers from buyers will vary based on discount rates, payment schedules, market conditions, and other factors.

Always consult a licensed, independent financial advisor and an attorney before selling or transferring your structured settlement payments.

2. No Affiliation with Buyers

CashOutEstimator.com is an independent website. We are not a structured settlement buyer, broker, or intermediary. We are not affiliated with, endorsed by, or sponsored by any company listed in our directory or review pages, including J.G. Wentworth, Peachtree Financial Solutions, CBC Settlement Funding, Fairfield Funding, or any other company mentioned on this Site.

Company listings in our directory and reviews are based on publicly available information and are provided for informational purposes. Inclusion in our directory does not constitute an endorsement. We do not receive referral fees or commissions for directing users to any company.

3. Accuracy of Information

We strive to provide accurate, up-to-date information. However, we make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, reliability, or suitability of any information on the Site. State laws, company ratings, contact information, and industry practices change frequently.

Company BBB ratings, phone numbers, states served, and other details may have changed since our last update. Always verify information directly with the company or the Better Business Bureau before making any decisions.

4. Use of the Site

You agree to use the Site only for lawful purposes and in a manner that does not infringe the rights of others or restrict their use of the Site. You may not:

• Use the Site to transmit unsolicited commercial messages or spam
• Attempt to gain unauthorized access to any part of the Site
• Use automated tools to scrape, crawl, or harvest content without permission
• Reproduce, copy, or redistribute Site content for commercial purposes without our written consent
• Use the Site in any way that could damage, disable, or impair it

5. Intellectual Property

All content on this Site — including text, articles, guides, calculator code, graphics, and design — is the property of CashOutEstimator.com or its content suppliers and is protected by copyright law. You may view and print content for personal, non-commercial use only.

6. Third-Party Links

This Site contains links to third-party websites. These links are provided for your convenience and do not constitute an endorsement of those sites or their content. We have no control over the content, privacy practices, or availability of third-party websites and accept no responsibility for them.

7. Advertising

This Site displays advertisements served by Google AdSense. Advertisements are clearly labeled as such. The presence of an advertisement does not constitute an endorsement of the advertiser or its products or services. We are not responsible for the content of advertisements or any goods or services offered by advertisers.

8. Limitation of Liability

To the fullest extent permitted by law, CashOutEstimator.com and its owners, operators, and contributors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the Site, including any reliance on information provided on the Site.

This limitation applies even if we have been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion or limitation of liability for certain types of damages, so this limitation may not apply to you.

9. Indemnification

You agree to indemnify, defend, and hold harmless CashOutEstimator.com and its owners, operators, and contributors from any claims, damages, losses, or expenses (including attorney's fees) arising from your use of the Site, your violation of these Terms, or your violation of any rights of another party.

10. Governing Law

These Terms are governed by the laws of the United States. Any disputes arising under these Terms shall be resolved in accordance with applicable federal and state law.

11. Changes to These Terms

We reserve the right to update these Terms at any time. Changes will be posted on this page with a revised "Last updated" date. Your continued use of the Site after any changes constitutes your acceptance of the new Terms.

12. Contact

Questions about these Terms? Contact us at [email protected] or visit our Contact page.