We built the free tool we wish existed when people needed to understand what their structured settlement is actually worth today.
CashOutEstimator.com is a free, independent educational resource for people who receive structured settlement or annuity payments and want to understand their options. Our goal is simple: give you clear, unbiased information and tools so you can make an informed decision — without pressure from any buyer.
The structured settlement industry involves some of the highest-stakes financial decisions ordinary people ever make. We believe everyone deserves access to the same knowledge that financial professionals use, at no cost and with no strings attached.
Our lump sum calculator uses the standard present value formula to estimate what your future payments are worth today at different discount rates — the same math buyers use.
Every US state has its own Structured Settlement Protection Act. Our guides explain your state's specific court approval process and disclosure requirements.
We maintain a directory of structured settlement factoring companies across all 50 US states and Canada, with BBB ratings and contact information.
CashOutEstimator.com is an independently owned and operated website. We are not affiliated with any structured settlement buyer, law firm, insurance company, or financial institution. We do not buy structured settlement payments, and we do not receive referral fees from any company listed in our directory or reviews.
This site is supported by advertising revenue through Google AdSense. Ads are clearly labeled and do not influence our editorial content or the rankings in our directory and comparison pages.
CashOutEstimator.com is not a licensed financial advisor, attorney, or structured settlement company. All content on this site is for general educational and informational purposes only. Nothing on this site constitutes legal, financial, or tax advice. Structured settlement transactions are complex and irreversible — always consult a licensed financial advisor and an independent attorney before selling your payments.
We work to keep our content accurate and up to date. State laws, BBB ratings, company information, and industry practices change over time. If you notice any errors or outdated information, please contact us — we take corrections seriously and will address them promptly.
We welcome feedback, corrections, and partnership inquiries. Reach us at [email protected].