About Settlement Funding Canada
Settlement Funding Canada is one of the few dedicated structured settlement buyers operating in Canada, serving clients across most provinces through their Ontario head office.
Pros & Cons
Pros
- A rating with the Better Business Bureau
- More than 17 years purchasing structured settlements
- Dedicated phone support line for sellers
Cons
- Not a current NASP member (verify independently)
- Some details are based on public records — verify directly with the company
- Like all buyers, their offers are below the full face value of your payments
- Court approval process typically takes 45-90 days
Discount Rate & What to Expect
Structured settlement buyers across the industry — including Settlement Funding Canada — typically apply discount rates between 9% and 18% annually. Your actual offer depends on the number of remaining payments, the monthly amount, and the buyer's cost of capital on the date of purchase.
Use our free lump sum calculator to model what different discount rates mean for your specific payment stream before requesting a quote from Settlement Funding Canada or any other buyer.
How to Get a Quote from Settlement Funding Canada
- Gather your settlement documents. You'll need your original settlement agreement and any annuity contract paperwork.
- Contact Settlement Funding Canada. Call 1-800-900-5432 or visit their website. Provide basic details about your payment schedule.
- Review their written offer. They are legally required to disclose the discount rate, the present value of your payments, and the effective annual interest rate.
- Compare with other buyers. Get at least two additional quotes and use our calculator to evaluate each one.
- Court approval. If you accept an offer, the buyer files a transfer petition. A judge must approve the transfer — typically within 45 to 90 days.
States & Provinces Served
Specialties
Frequently Asked Questions
Settlement Funding Canada is a structured settlement factoring company founded in 2008 with a BBB rating of A. As with any structured settlement buyer, we recommend verifying their current BBB accreditation at bbb.org, reading recent reviews, and consulting a licensed financial advisor before proceeding.
Yes, Settlement Funding Canada is based in Canada and purchases structured settlement payment rights in select Canadian provinces. The regulatory framework varies by province — contact them directly to confirm they operate in your province.
Canadian structured settlement buyers typically apply discount rates similar to those in the US, ranging from 9% to 18% annually. Always get a written quote and compare offers before committing.
Only you can decide whether selling is right for your situation. We recommend: (1) using our free calculator to estimate your lump sum, (2) getting quotes from at least 3 buyers including Settlement Funding Canada, (3) taking our free quiz to assess your readiness, and (4) consulting a licensed financial advisor before signing any agreement.
Important: CashOutEstimator.com is an independent resource and is not affiliated with Settlement Funding Canada. Company details — including BBB ratings, phone numbers, and states served — may change. Always verify information directly with the company before proceeding.